Everything people ask before and after installing.
A simple, private app that tracks all your loan EMIs in one place — amounts, due dates, progress, and smart reminders — so you never pay a late fee or lose count of what's left.
Yes. Every feature — unlimited EMIs, cloud sync, reminders, calendar, insights, export — is free.
You can explore with sample data instantly. To save your real EMIs across devices and get reminders, create a free account with just your mobile number — no OTP wait during setup.
Android: grab the APK from the download page, or in Chrome open the site → ⋮ → Add to Home screen. iPhone: in Safari, Share → Add to Home Screen. Both give you a real app icon, full-screen.
Yes. Everything you see is stored on your device too. Changes you make offline sync automatically when you're back online.
In an encrypted-in-transit cloud database, over HTTPS. Your password is hashed (PBKDF2, 100,000 rounds) — nobody can read it. You can export or permanently delete all your data from inside the app at any time.
Turn on Reminders in your Profile. The app checks your upcoming dues and notifies you on this device up to 3 days before each due date.
Yes — 19 providers are built in (Paytm, PhonePe, Bajaj Finserv, Google Pay, Navi, KreditBee, Simpl, Snapmint, IBL Money, Branch, major banks and more), plus "Other" for anything else.
No. All names and logos belong to their respective owners and are shown only so you can recognise your own EMIs. EMIFlow is independent and not affiliated with any lender.
Profile → App Settings → Delete account. That erases your account and every EMI from our servers immediately. Export first if you want a copy.